We trotted off to get our Mexican residency cards, arrange for Mexican bank accounts, Hauled Sonrisa out for the first time in 3 years so a busy time to say the least. A number of aviation and manufacturing companies are registered in the area. Apply with us right now. The same applies to brand new businesses that are less than a year old. After Christmas we enjoyed a two-week cruise back to Isla San Francisco and San Everisto — as we have invariably found winds were very light so plenty of motoring.
State of Ohio Economic Indicators:
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Credit Scores in Ohio
If your business should fail while paying off a business-specific loan, you will still be responsible for paying it back in full as an individual. Ohio is the northernmost Midwestern state in the country. The northern region of the state lies on the Great Lakes. Like much of the Midwest, Ohio has its roots in agriculture and manufacturing.
Recent trends in the American economy have resulted in Ohio having to change its economic structure — its economy is now much more diversified than it used to be. There are a number of large cities in the state that are perfect for small business owners looking to hit the ground running.
Columbus has the broadest economy in the Ohio region. As the largest city in the state, it has an economy that provides services to the rest of the state. Banking, healthcare, trade, and retail are amongst the biggest industries in the state. Below are our favorite small business lenders in Columbus, Ohio:.
First Service Federal Credit Union is one of the most affordable business lenders in the Columbus region. They provide term loans, as well as business lines of credit. Cleveland is most likely the most famous city in the state of Ohio. It plays home to the Cleveland Cavaliers and several other professional sports franchises. ECDI is the perfect partner if you need a small business loan in Cleveland. If you need a lot of money, you may have to look elsewhere.
They have the expertise to help you walk through what can often be an extremely complicated process. The city is particularly friendly to small business owners. Below is our top lender for the Cincinnati, Ohio region:. Cincinnati Federal is a credit union in the city of Cincinnati that provides some of the best interest rates in the region. Their loans are great for people who are looking to save some money when they start a new business.
Toledo is the manufacturing capital of the Ohio region — the automotive industry plays a major role in the city economy. ECDI has been mentioned previously in this article, but they also have a presence in the Toledo area. Akron is another manufacturing hub in the Ohio region.
The city is famous for its famed rubber industries and companies. Our top lender in the area is provided below:. Towpath Credit Union is a regional credit union with a presence in Akron, Ohio. They specialize in business lending which allows them to ensure they provide the best possible commercial loans to their clients. They also offer pre-approval to certain clients to make the entire process much easier.
Dayton is one of the largest exporting regions in the state. For such a small city, the area is extremely powerful economically. A number of aviation and manufacturing companies are registered in the area.
Our top business lender in Dayton is provided below:. After a delightful several months back in Australia it was time, in early April, to return home to La Paz with many changes rapidly approaching. Sonrisa was in good condition with our dear Friends Rennie and Denny aboard to welcome us back, quite a change from an empty yacht! We had hoped to move into our leased house in downtown La Paz at the end of April, but we are in Mexico so that was dragged out to the first week of June while the house had some major renovations and still is.
We trotted off to get our Mexican residency cards, arrange for Mexican bank accounts, Hauled Sonrisa out for the first time in 3 years so a busy time to say the least. After 3 weeks in the house we are finally settling in, Mel and the boys adapting much quicker than me.
While most couples at my age are probably contemplating retirement I seem to have it around the other way as we get Sonrisa ready for charters and Mel starts her Nutritional consulting ww. As the days really start to heat up, having some space and air con is a treat. After 5 months in Australia it is finally time to return to La Paz and Sonrisa — lots of changes as we move ashore and get Sonrisa ready for charters.
A wonderful time in Tasmania and Victoria visiting friends and family. Plenty achieved as the shed is now rented out and the farm looks a bit tidier. Mel has just one more unit to complete her Nutritional Medicine course as she has finished all her practical units in Melbourne. We now have our Mexican Permanent Residency visas — the Mexican Embassy incredibly helpful, pity Australian immigration cannot be so helpful! The boys completed several weeks of school at the Dunalley school, they were a bit sad to leave.
The camping trip to Lime Bay with Kevin, our Californian friend a real treat, apart from some pretty usual Tasmanian weather. We finally decided to keep our Tasmania property, who knows when we might need a safe place to return to! The wedding anniversary went as well as the previous, nearly, 20 years with lots of laughs, a few drinks and many memories to mull over, pity they come around so quickly.
Now a month in Tasmania, with the boys enjoying the return to the Dunalley Primary school, their friends next door, Ollie and Ella and life amongst the gum trees. We wonder off most afternoons for an hour walk along Marion Bay beach, hardly a soul in sight, the moods of the Tasman Sea still entice us to contemplate the ways of the crazy world.
Pete and Annie, Mels folks have settled in, with their caravan conveniently parked outside the shed. Most of the inside of the shed is now tidy and all the accumulated junk removed. Plenty of grass cutting around the shed and orchard will keep me busy over the summer months, also grubbing out the dead Apricot trees.
It has been good to catch up with my brother and Father after a long period, not much has changed there. The weekend before Mel finishes the FINAL part of her Nutritional Medicine course in Melbourne we managed to slip down to Foster to visit the boys Ben parents Ian and Lynne Lyon and most of their family who were seeing Sam, their son, off as he heads to Canada and beyond — lots of laughs and great food! So Newton passed by with minimal effects to Sonrisa — electricity was out for a few hours with some 50 knots being recorded in the marina.
A normal thunderstorm shuts down La Paz due to the poor drainage so it was a couple of days until the boys returned to school. Plenty of trees down but otherwise La Paz came off lightly. It really is incredible that it was 10 years ago he crossed the Atlantic as a toddler, one really needs to enjoy these times, gone far too soon. We now have a week in Puerto Vallarta sin ninos for our 14 th wedding anniversary, another milestone I find hard to appreciate, again seems like last week Mel and I were working on Wild B in Italy.
Just before we head to Tasmania in November our dear friends from Seattle Rennie and Denny are coming to stay on Sonrisa — a great opportunity for us to repay their incredible hospitality. Tasmania will be an interesting time as we sort out our lives, Mexican permanent residency and whether to sell the farm in Tasmania. Vancouver really is one of the most picturesque cities around, with all the bicycling and walking paths we never had to resort to a car.
The Canadian dollar being on par with the ozzie dollar made life that much more bearable and enjoyable. So a big thanks to Gary and Jeanine for allowing us to stay for several days — a fantastic location. Finally a night in Denver at the Crawford hotel and a sumptuous meal with our ever generous host Chad McWinney — the meal at Stoic and Genuine, as last time, unforgettable — thanks Chad!! Back in La Paz, with a pretty warm September — as I am writing this Hurricane Newton is some 24 hours away so the decks on Sonrisa looking very clean.
Hopefully the 20 odd lines holding Sonrisa tight will be enough. We managed to get out to Espiritu Santo Island most weekends for cooler times and the busy school days. A few days to prepare Sonrisa for cyclone season — a very bare yacht with all sails, halyards, covers off. We found a good home for Peluchie our family cat for the last 18 months, with 2 months away now and then the 5 month trip to Tasmania in November it was just too complicated to keep him on Sonrisa — a very sad day when he left.
Our first stop in Seattle was to Denny and Rennies, our cruising friends from Columbia several years ago — such a warm welcome.
His first unaccompanied flight, we were so proud of him as he set off. An interesting time for Huon also as this was the first instance when they have been separated — in the end the parents stressing more than the boys! As we did last year, a magic several days down at Stretch Island in Southern Puget Sound, July 4 th fireworks, kayaking, crabbing etc with Huon happily being a shadow to 3 older boys — now one of a pack taking on all the fashions and actions of the older boys.
Plenty of activities in Seattle over the next 6 weeks along with a pleasant offer to stay in their house in Vancouver from other cruising friends we met in Costa Rica in , Gary and Jeanine from High 5 — they are taking their yacht down to La Paz, and Costa Baja Marina over the summer.
Just the odd other yacht floating around. Two weeks just getting back into the cruising mode as we are now tied to the marina most of the time.
The highlight was the diving with seals at Isla Los Islotes, where the seals where very happy to perform for the camera with an apple as a toy. A really wonderful trip with excellent weather.
Last weekend we visited La Duna for an evening with several of our local Mexican families. This rustic and very environmentally friendly resort provides a magic location just to chill and chat for the children and adults that went very late into the evening.
Easter and Cerritos Beach Posted on April 13, Cool Winter Cruising Posted on January 21,