Apply for a Personal Loan. Become a bank customer Have a good credit score and credit history Have a regular source of income. There has never been a better time for managing personal finances. Apply for a Shared Secured Loan. Many credit unions look at more than your credit score when they assess you for a loan. It is very simple to apply for loans through the FLN network! What kind of loan are you looking for?
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Rates are higher, but it may be easier to get approved with a credit score that is average to or bad to Compare online lender rates on NerdWallet.
When shopping for a personal loan, be sure to look at the annual percentage rate , not just the interest rate or monthly payment.
Consider which lender offers consumer-friendly features you might need. For example, with some debt consolidation loans , lenders will send money directly to creditors, eliminating that step for you.
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Funds for the loan generally have to have been in your account for 15 days. Open to PFCU members age 18 or older. Features Approved loan amount is based on income and current unsecured debt. Loan can be refinanced at any time. Open to PFCU members age 16 or older. Members under 18 require a co-applicant. We want to hear from you and encourage a lively discussion among our users.
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Live in the service area Meet income eligibility guidelines. Have a credit score and credit history Have a regular source of income. Become a bank customer Have a good credit score and credit history Have a regular source of income.