Personal & Vehicle Loans

Apply for a Personal Loan. Become a bank customer Have a good credit score and credit history Have a regular source of income. There has never been a better time for managing personal finances. Apply for a Shared Secured Loan. Many credit unions look at more than your credit score when they assess you for a loan. It is very simple to apply for loans through the FLN network! What kind of loan are you looking for?

Personal Loans

Compare your options for small personal loans

 · When you need a small personal loan, look first to credit unions or online lenders for affordable loans. rates for people with bad credit top out at 36%. and customers with Citibank  · Small business loans Bad credit business loans Small business lenders How to You can get a personal loan from a bank, credit union or online lender. NerdWallet adheres to strict standards Sometimes it's not financially possible to pay for expenses such as home renovations - personal loan can help you cover upfront costs. Personal Loans Calculators &

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Share Secured Loan

Rates are higher, but it may be easier to get approved with a credit score that is average to or bad to Compare online lender rates on NerdWallet.

When shopping for a personal loan, be sure to look at the annual percentage rate , not just the interest rate or monthly payment.

Consider which lender offers consumer-friendly features you might need. For example, with some debt consolidation loans , lenders will send money directly to creditors, eliminating that step for you.

Other lenders may let you pick a payment due date or forgive an occasional late fee. The flexibility to reschedule a payment, though, might keep you from missing a payment and incurring a late fee as well as a hit to your credit score. Some lenders may make loans only for specific purposes. With our fast loan approval process and some of the lowest rates around, we can help you find your ride quick and easy.

Whether you're looking for something new, used or refinanced - our fast service and low rates are the keys to your new car. Whether you are looking for a motor home or a travel trailer, our financing options make enjoying your next adventure more affordable than ever. Float that new, used or refinanced boat, with easy terms, amazing rates and a personal touch.

With low rates, easy terms, and a rapid approval process, hitting the road is as easy as riding a really, really loud bike. Pay your bills, safely, quickly, and reliably for free. Sleep easy knowing you and your family are secure. Our Security Resource Center can help you keep your money and your identity secure. Click on live chat with any questions or call us directly at or PFCU. Rebate Calculator Home Equity vs. What kind of loan are you looking for?

Funds for the loan generally have to have been in your account for 15 days. Open to PFCU members age 18 or older. Features Approved loan amount is based on income and current unsecured debt. Loan can be refinanced at any time. Open to PFCU members age 16 or older. Members under 18 require a co-applicant. We want to hear from you and encourage a lively discussion among our users.

Please help us keep our site clean and safe by following our posting guidelines , and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise. Rent or utility assistance funds, charities, nonprofits, religious organizations.

Live in the service area Meet income eligibility guidelines. Have a credit score and credit history Have a regular source of income. Become a bank customer Have a good credit score and credit history Have a regular source of income.