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Auto loan basics Your car payment covers more than the cost of the car—and a lower payment may not always save you money. OneMain Financial or whichever of its affiliates may be considering an extension of credit pursuant to your credit application may share with its affiliates any information it obtains from your credit application or acceptance certificate and any transactions and experiences between you and it. Values shown in the Term in Months columns indicate the premium amount. Checking your rate generates a soft credit inquiry, which is visible only to you. By providing my telephone number sI expressly consent and agree to receive voice calls using automatic telephone dialing systems, prerecorded or artificial voice messages and text messages by or on behalf of OneMain regarding the processing of my loan application, and if approved, for other transactional purposes, such as the collection and servicing of my account.

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Apply for an auto loan today to finance or refinance your new, used, or specialty vehicle. Apply now to get a credit decision in just a few minutes! Apply Online for New & Used Auto Loans and Auto Refinance. All Credit Types can Apply FREE in Just Minutes and Get an Instant Decision! Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). If you’re not currently enrolled in Online Banking, visit a financial center or schedule an appointment to apply for your loan.

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If this is an application for an individual account and you are relying on your own income or assets except community property states, your separate income or assets and not the income or assets of another person or community property for repayment of the credit requested, questions relative to marital status and to income resources and assets of the spouse's need not be answered.

However, only the applicant's resources will be evaluated in determining creditworthiness. By submitting this application, you authorize OneMain Financial to make whatever credit inquiries that it deems necessary in connection with this credit application or in the course of review, collection, refinancing or consolidation of any credit extended in reliance on this application.

You authorize and instruct any person or consumer reporting agency to compile and furnish to OneMain Financial any and all information related to your creditworthiness or your transactions and experiences.

Such information and any information provided by you in this application shall remain OneMain Financial's property whether or not credit is extended. OneMain Financial or whichever of its affiliates may be considering an extension of credit pursuant to your credit application may share with its affiliates any information it obtains from your credit application or acceptance certificate and any transactions and experiences between you and it. In addition, it may share with its affiliates any other information related to you; however, you may request that such information not be shared with affiliates by notifying us in writing at any OneMain Financial branch.

Loan approval and actual loan terms depend on your ability to meet our standard credit criteria including credit history, income and debts and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions.

Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: Please ensure your customer has provided us with authorization to work with you. OneMain Consumer Loan, Inc. For residents of the State of Washington only: Please review the Terms of Use and Privacy Policy after entering the website.

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Enroll now or use a different email. Please upgrade to the latest version of your browser or install a more modern browser. See our System Requirements for more information. JavaScript is not enabled on your browser. Please enable JavaScript or try another browser to log in. Apply for a loan Please provide your information below to complete application. Loan Information What is your desired loan amount? What is the purpose of the loan? I will be applying for this loan: Individually With a Co-applicant.

Please double check that your email is correct before continuing. Year Previous Address Line 2: I have a separate mailing address. You may use the following categories as a general guideline in evaluating your own creditworthiness.

These are general guidelines only, and Chase uses other factors including all of your other application information in evaluating your application. Chase is not responsible for their products and services, claims, or website content.

For questions about the Chase Car Buying Service, please call Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms. If you have questions about your specific financial situation, consult your financial advisor. A, using your application and credit information. Additional terms and conditions apply, such as vehicle age and mileage. No down payment is required.

APR is the cost of credit, expressed as a yearly rate. The Loan Calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date of an auto loan to calculate a monthly loan payment example. Monthly payment amounts vary by loan term and rate.

June 6-June 7, , an online survey was conducted among a nationally represented sample of U. It appears your web browser is not using JavaScript. Buying a new or used car. Learn about lease buyout auto loans. Things to know when buying a car. Skip to main content. Get the Mobile Banking app. Get it on the App Store Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

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Please try again, or use your mobile device to get the app from its app store. We're sorry, the Bank of America page you are trying to reach is temporarily unavailable. We apologize for the inconvenience. Get a day rate lock guarantee. Before you shop, lock in a fixed rate as low as. Apply now for vehicle loan button. Lock in a fixed rate as low as.

Ready to apply for a low rate loan? Shop vehicles in your area, calculate payments and apply online. Shop for your car. Select Your State Please tell us where you bank so we can give you accurate rate and fee information for your location.

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