This system uses an advanced encryption and security technology to ensure that all your personal details and information are kept in private and it is well-protected. Our loan terms vary depending on the amount you wish to borrow. With our cutting edge online system you could get cash deposited in to your bank account in just one business day! Do you have an Australian Credit Licence Number? House repairing, sudden invitation to a birthday celebration, urgent surgery and other. There are several ways that your credit score could take a hit and be classed as poor. Your request is processed and if matched, you get connected to a lender within 3 minutes.


Frequently Asked Questions

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Personal loans

Helping you with an online bad credit loan the first time is our hope, so why not see how much your repayments could be by using our loan slider. You guys have helped me out with a few sticky situations and things could be a lot harder if you didn't help. FGF really helped me when I needed it the most and were really easy to talk to, very understanding. Wasn't expecting to get approved with my credit history but they gave me a chance and it was a quick and easy process. Very fast approval and communication.

I also liked that they sent me my credit score and history, as I was having trouble getting that information before. I don't think I could ever truly explain how this changed my circumstances and gave the chance to move forward after a part 9 debt agreement and no one would help me after that. Can we help every bad credit customer in Australia? Helping you with an online loan the first time is our hope, so why not see how much your repayments could be by using our loan slider above?

From there, we will deposit your bad credit loan straight into your bank account within 30 minutes. There are several ways that your credit score could take a hit and be classed as poor. We may be able to help, subject to our policies and guidelines. Each time you do this, it can add an enquiry on your credit file which makes it harder to get a loan approved.

We recommend doing your research before applying for any bad credit loans. We're more than happy to talk to you about your credit file before you apply so you know where you stand - give us a call on FAIR GO or use our live chat!

It can take some time and effort to repair your credit file but we assure you it is worthwhile. In order to repair your credit history, you'll need to demonstrate that you're able to borrow and repay responsibly. For more tips on improving your credit file, check out our blog on the subject! Protect your credit report with these tips!

A previous customer contacted us to say he was declined by a bank due to his credit file. We asked to look at his credit report, and discovered a utility default had been listed since he repaid his loan with us. He was very grateful for the time we spent explaining the cause of his loan decline, and ended up taking out a bad credit loan with us to fix the outstanding default and get back on track!

Please remember to notify all your utility companies and lenders of your new contact details when you move address! To apply for a bad credit loan online you need to be: Depending on your circumstances you could borrow thousands of dollars if matched with a lender!

Installment loans are one of the most common forms of personal loan on the market. As the name suggests you are required to repay the amount borrowed plus interest in monthly installments, usually spanning up to a 3 year period. This gives you the freedom to make large purchases with the loan when you wouldn't normally have enough funds, and you can then pay the loan off in manageable chunks.

There is no collateral required. The amount of interest you will have to pay will be made clear before signing any agreement, so you will know exactly how much you have to pay each month with no hidden fees.

If at some stage during the loan term you have the ability to pay the principal off in full, you can usually save on future interest payments by doing so. With our cutting edge online system you could get cash deposited in to your bank account in just one business day! Thought there were more steps? All types of credit are considered. We believe that everybody has the right to financial help, even if they made poor decisions on the past. Our network of lenders consider all requests, regardless of your credit history.

The key approval factor is your current employment and income status, not how things stood 5 years ago. We never pass your details to third parties except trusted lenders from our network and all the data that goes through our system is encrypted with the latest technology. You will not be asked what you require the loan for, however it is important that you are honest with yourself when considering such an important commitment. Choosing to take out an installment loan has a number of benefits over other forms of loan and credit.

A cash loan is a short-term personal installment loan you can use to cover an unexpected expense or emergency. Installment loans have a fixed interest rate and a pre-determined length, anywhere from a few months to a few years.

It depends on the lender, but generally amounts range from a few hundred to several thousand dollars. Many people use cash loans to cover an unexpected expense, like a medical bill.

Others use them to consolidation their debt into one payment, cover the down payment on a car, or pay for home repairs. You can apply for a cash loan from an online lender or traditional brick-and-mortar bank or credit union. Some lenders will check your credit. With online lenders, applications and approval decisions tend to be quicker and involve less paperwork. There are several ways to get cash fast.