How It Works

Welcome to 1st Tribal Lending. There is a bit more involved, and these tips will help you understand further about what these loans are about. Gifts and tribal assistance are permitted. Regular 30 yr fixed interest rates available. You should understand the entire loan contract before you sign it and receive your blue sky financial loans.

Eligible Borrowers

Buy, Build or Refinance.

The Native American home loan experts Here at 1st Tribal Lending we are dedicated to providing you with Section Home Loans. We’ve made it our mission to provide you with an easy and efficient experience. West River Finance, LLC is a Native American owned business operating within the interior boundaries of the Ft. Belknap reservation, a sovereign nation located in the United States. West River Finance, LLC is an instrumentality and limited liability company which abides by all applicable federal laws and regulations as established by the Fort . The Section Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally designated housing entities. Congress established this program in to facilitate homeownership and increase access to capital in Native American .

We’ve successfully closed thousands of loans across the nation

The fastest & easiest way to get the money you need

You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay. Get instant Pre-Approval Find out how much cash you can receive right then. Receive Your Cash We'll deposit the money directly into your account. Box 30 Hays, MT West River offers same day wire transfers.

In addition, your financial institution may also charge a fee. Common sense approval process. In-house loan approvals and funding. Your home can be on or off the reservation within approved areas. Gifts and tribal assistance are permitted. No hidden terms or fees. Doublewide and modular homes allowed. New construction and renovation allowed. Record of HUD Section loans closed over the past few years. Maximum loan limits vary by county. Click on the link below for the most current loan limits.

By encouraging lenders to serve Native communities, Section is increasing the marketability and value of the Native assets and strengthening the financial standing of Native communities. Native Hawaiians can access homeownership loans through the Section A Program. Loans must be made in an eligible area. The program has grown to include eligible areas beyond tribal trust land.

Click on the links below to determined participating States and counties across the country.